SSD vs. SSI – What is the Difference and How Can I Get Help Obtaining SSD Benefits Now?

There is no doubt that many Americans who are disabled or who have become disabled and who are unable to work may be confused about which Social Security application process to start: the Social Security Disability application process, or the Supplemental Security Income application process. Indeed, these two primary federal programs—Social Security Disability (SSD) and Supplemental Security Income (SSI)—offer benefits to those with disabilities, but they differ significantly in eligibility, funding, and benefits. But what program assists disabled individuals financially when they are unable to work, akin to an insurance-type program? And where can disabled Americans go for legal help applying for important benefits due to them? We answer those questions here.

Social Security Disability – What is It?

As the Social Security Administration explains, the Social Security Disability program is tied to a person’s work history, and pays out benefits to individuals who not only meet the definition of disabled, but also who have worked enough to qualify for the SSD program. The SSA clarifies that, “[SSD] is tied to your work history. It pays benefits to you and certain members of your family if you…have a disability and worked enough years to qualify and paid Social Security taxes during the years you worked.” In sum, a person is only eligible for SSD benefits if they are both disabled, and have “paid in” to the SSD system enough to qualify for benefits.

Understanding Supplemental Security Income

On the other hand, supplemental security income is a need-based program for individuals who are disabled (or over the age of 65) and who also have limited resources, such as income. As the SSA explains, “SSI does not require you to have a work history. It provides you with money to cover basics like food, clothing, and housing if you are 65 or older or have a disability.” It is important to note that SSD recipients may also receive SSI benefits. As the SSA states, “Depending on your eligibility, you may be able to collect SSDI and SSI benefits at the same time. This is known as receiving ‘concurrent’ benefits. When you are ready, you can apply for both benefits together. After you apply, the Social Security Administration will tell you if you qualify for one or both programs.”

Getting Legal Help with Your Social Security Disability Case – Social Security Disability Lawyer

Individuals who are seeking SSD benefits may wonder where they can find a lawyer to help them obtain important SSD benefits. Working with an experienced Social Security Disability lawyer can increase your chance of getting SSD benefits due to you. If you are seeking SSD benefits and you need legal help, do not hesitate to get in touch with an experienced Social Security Disability lawyer about your case. The experienced Social Security Disability lawyers at Nationwide Disability law are here to help disabled Americans with their challenging SSD cases. Contact Nationwide Disability Law today and speak with an experienced Social Security Disability lawyer about your case now.

Source:

usa.gov/social-security-disability